It is not negligable. The load on the alternator is perfectly proportional to the electrical load on it. 'Drag', exactly as uglymoney said.
It has a quite simply measured impact. Gasoline has 12000 Wh/kg energy density. using a 100 W headlight system for 1 hour with a 50% efficient alternator would use 1/60th of a gallon of gas. edit: err, 1/60th of a kg of gas!
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