What's the number?

[wickstad]

I would think estimating your ultimate age would be the hard part.

[old goat]

I would think estimating your ultimate age would be the hard part.

if you outlive your savings just have your kids support you.

[warthog]

Next time I'm with Nord, I'll put in a good word for you.

Yeah, tell him Warthog work hard. You and him tight? You coming down to visit him in Jupiter soon?

[sb]

I would think estimating your ultimate age would be the hard part.

Actually you can win this game but it requires an early check out.

[liv2ski]

Actually you can win this game but it requires an early check out.

I have been told when the time comes, doing it is not real appealing.

[Shredhead]

They were forced to bump our 401K match because otherwise they would have fucked themselves somehow. Maybe one of the finance mags could explain that further?

The 401 was top heavy. Highly compensated employees we’re getting too much money, so they increase the match to get more participation from the minions.

[jackstraw]

Yeah, tell him Warthog work hard. You and him tight? You coming down to visit him in Jupiter soon?

Ha! I've met him a few times. He's not a very talkative guy, to me anyway, but a very kind person from my perspective. A friend is a lower tier mucky muck at your co. and jets around with him frequently.

[MiddleOfNight]

How'd you queens factor in health care premiums/costs?
Stupid expensive to go out and buy - at least for a guy who's a long way from medicare and never gonna hit 2mil.

I'd love to say my number is 1mil, but it'll haveta be much less. Get this spit of land off the note, my number goes way down.

a little OT, I bet my 'Number' is just where I go from work I hate to work I like better, for less $ but to include bene's.
Drive truck for the co-op or 'Welcome to Lowes what project can I help you with' or something fun like that.

[4matic]

How'd you queens factor in health care premiums/costs?
Stupid expensive to go out and buy - at least for a guy who's a long way from medicare and never gonna hit 2mil.

I

ACA does not have an asset test. It's 100% income based. Cash on hand is not income.

[GeezerSteve]

ACA does not have an asset test. It's 100% income based.

Correct. ACA qualification is currently based on a modified adjusted gross income, which currently includes AGI on most recent 1040 (line 8b on current 1040) + non-taxable Social Security income + tax-exempt interest income (e.g., tax-exempt muni bonds) + foreign earned income and housing benefits for expats. This may change because there is some political pressure to include some kinds of capital gains and other unearned income in the equation.

[Danno]

Relying on the ACA to determine a proper retirement number for health care purposes seems kinda nuts to me. But I guess there is no better number to use.

[skaredshtles]

Relying on the ACA to determine a proper retirement number for health care purposes seems kinda nuts to me. But I guess there is no better number to use.

With our current third-world method of funding healthcare, you're right.

[The AD]

Health care is a bit of a wild card for me. Currently, retirees have medical coverage provided per our CBA, but since it's part of the contract that could change for future contracts. I figure I'd be smart to assume I won't have any medical coverage provided by my company.

[4matic]

Health care is a bit of a wild card for me. Currently, retirees have medical coverage provided per our CBA, but since it's part of the contract that could change for future contracts. I figure I'd be smart to assume I won't have any medical coverage provided by my company.

after 65 it's probably just Part B which isn't that much unless you baller.

[Benny Profane]

Medicare is no financial Nirvana. It's great coverage, but, you need part B and supplemental to be secure (and these days, who knows with surprise billing), which costs some 3-4000 and more a year.

[El Chupacabra]

Annual bump. Covid changing anyone's calcs?

[ötzi]

Man I just re-read the OP, I must've been hammered.

[Meadow Skipper]

Annual bump. Covid changing anyone's calcs?

All I got is that I’m beyond grateful that I already reached my number. These are good days not to be working.

Sorry, /gloat

[Benny Profane]

And, without any trips to spend on, the number stopped going down, and now up.

[frorider]

Forgot about this thread. I retired in June. Figure I only have 40 yrs ahead of me to worry about. No kids, but pretty sure I can rely on you guys to take care of me when I go senile.

[GoldMember]

Man I just re-read the OP, I must've been hammered.

And, so, what's the number?

[frorider]

37.

[Meadow Skipper]

...pretty sure I can rely on you guys to take care of me when I go senile.

I got your back. Plz PM your social security no., birthdate, passwords, and other pertinent account info.

[Danno]

Forgot about this thread. I retired in June. Figure I only have 40 yrs ahead of me to worry about. No kids, but pretty sure I can rely on you guys to take care of me when I go senile.

Congrats, mang!

[ötzi]

And, so, what's the number?

You are number 6.