To the Friggin Fraud that emptied my checking and savings account on Christmas Eve ..

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12-24-2003, 11:47 PM
Xover

To the Friggin Fraud that emptied my checking and savings account on Christmas Eve ..

... you best just hope I don't find ya; that's all I got to say.

Short version. Go to Dan's today to buy some chow with my debit card. They say the account no longer exists. What?? Come home and check my account on the net and see that some friggin thief has somehow gotten my account number, printed checks (with wrong address, phone number, etc.) and has been writing them for the last week. My checking and savings account have been more than emptied. Bank is closed since I didn't figure it out until late this afternoon.

So pissed!!! Thank God pow, pow is coming soon to cleanse my soul. Sounds like Friday morn is gonna be the sickest, deepest morn in awhile and I'll prolly miss most of cause some schmuck dicked me and now I gotta go deal with it. :mad:

Anything like this ever happen to anybody here before??
12-24-2003, 11:54 PM
The AD

Wow, happy holidays.

You haven't given your account info to anyone in Nigeria recently, have you?

Only kidding. Seriously, that is terrible and hopefully they find whoever did this and let you kick the crap out of him!

I do know someone who had a check stolen from their mailbox, but never something as drastic as this.
12-24-2003, 11:55 PM
irul&ublo

That bloes big time. RIGHT FUCKING NOW...get on the web to Experian or TRW or one of the other credit rating agencies and notify them. Pretty sure you can do that by web.

Got a credit card? Call and immediately notify them of the ID theft.

And when you deal with your bank, don't let them weasel. They are responsible.
12-25-2003, 12:13 AM
rossi BC bitch

MARRY CHRISTMAS
12-25-2003, 12:16 AM
pollard

I had to go to a fraud seminar so here what I remember. the person that did it is probably close to you.ie someone you trust. Theres a goverment agency that will take care of you and get you on the track to find the fuck. good luck finding the fraud
12-25-2003, 12:48 AM
phUnk

"Friggin Fraud" must be french for "fucking fuck."

Sorry to hear that buddy. Good luck finding them!
12-25-2003, 01:05 AM
Altard

That's got to be the worst thing that I've heard in a long time. SUPER FUCT! Hope you get it straightened out without taking it in the shorts. Nobody deserves that kind of shit, especially you Hoss. Good luck man, get some turns in and go easy on the knee.
12-25-2003, 01:06 AM
Snow Dog

It's easy to boost an account number. Most banks are Federally insured so your money may be temporarily gone but not lost. Still bites though.
12-25-2003, 01:51 AM
powstash

dude, Xover, unreal. :( Hoping things get better for you. Hang in there.
12-25-2003, 02:06 AM
Lumpy

X- Damn sorry to hear that man...something I fear myself, but don't think too much about it till it hits someone you know or are associated with. Keep us in the loop on how you take care of this cretin and crappy situation.

Ifn youz want me 'n Woodsy will go break the mooks kneecaps when you find em. Or my cousin from Newark, Vinnie, aka Vinnie the Fish, can drag out the pipes and vice grips.

Seriously, hope you get it worked out fast with no further harm done.
12-25-2003, 02:37 AM
Endlessseason

Unreal. I've never heard of that one. And on Christmas eve. Just after you got over an ACL issue. As LCC was dumping for several days. After the best start in a decade.
Things have gotta start lookin up from here. :)

______________________________
"Stand up. Stretch. Take a deep breath. Resume posting."
12-25-2003, 04:06 AM
Superstar Punani

M.- sorry to hear about it. that fucking BLOWS!!! A couple coworkers/buds recently had the same shit happen to them. Definitely call the thrre credit reporting bureaus and give them a heads up.

Quote:

Originally posted by pollard
I had to go to a fraud seminar so here what I remember. the person that did it is probably close to you.ie someone you trust. Theres a goverment agency that will take care of you and get you on the track to find the fuck. good luck finding the fraud

..if i may add my 2 cents- it may not be someone close to you...it could be someone- anyone who had seen your cc or imprint (like waiters at a resturant...no offense to waiter maggs/minions)...or maybe some fuckhead rummaging thru your trash. bottom line- shred all those credit card applications/ statements / etc....

fuck man this really fucking sucks. enjoy the pow in the meantime, call up the credit agencies and let karma sort out those fucking fuckheads
12-25-2003, 06:05 AM
Pinner

Well don't look at ME!

I know the guy, but we're not really all that close.

So sorry to hear that, M. In time it will be a funny story. Until then, let us know if you need a hand.
12-25-2003, 07:27 AM
hardrider

Go

Sorry to hear this man. Same thing happened to an old girlfreind of mine a few years back. The banl will definetly cover you on this as they are totally responsible.

Also, this isnt necessarily someone you know. When I was in college I worked a mini mart for awhile and saw people I worked with scam peoples CC's all the time, gotta be careful.
________
Yamaha TTR50
12-25-2003, 08:39 AM
Trackhead

That is a serious grinch story. Holy shit that sucks. All will feel better, if only temporary, while your shredding this whopper storm that is headed our way.

I got my check book and wallet stolen from the employee locker room at Cottonwood Hospital ER on Christmas Eve about five years ago. Withing half a day the bastards wrote the last twelve checks. I cancelled all of them, but some still went through. Then I had to go to the bank and sign affadavit of forgery on all of them. When I bought my house, some still showed up on my credit as money due to dickhead creditors. So once again I had to sign affadavits of forgery and send them to the credit agencies. What a hassle.

Copy everything, save multiple copies, and get on it right away (after you ski some much earned pow of course). And down the road, get a copy of your credit report to make sure nothing is hanging around that shouldn't be. Last, but not least, lynch the fuckers if you get a chance.

Good luck.
12-25-2003, 08:40 AM
jayfrizzo

I know you may not even want to deal with this on Christmas, but there's someone in your corporate office working right now. Credit card/bank fraud doesn't take a holiday (I just made that up), so there's got to be some 800# or something you can call.

Or you can just enjoy today with your fam and wait unitl tomorrow.

Good luck, d00d.

J-
12-25-2003, 09:27 AM
horizon

Bloody 'ell.

Hope they catch the bastard. More importantly, I hope the bank reimburses everything. Fingers crossed for you.

Someone spent $2,000 on my credit card two weeks ago. Internet (or phone) transaction, apparently. Two transactions in NY, while I was in the UK and about to ski in Italy. Card co. says they won't make me pay. Big sigh of relief.
12-25-2003, 09:28 AM
shamrockpow

Wow X, that sucks, big time. What kind of lowlife does this shit on Christmas Eve???

If you find this person, kick some serious ass. I think there was a real good thread on "Payback" over on powder. Remember, you want to make his life a living hell, without ending up arrested. I'm sure you'd have a lot of maggot/minion support...
12-25-2003, 09:58 AM
ScottG

NEVER EVER HAVE OR USE A DEBIT CARD!!!
DEBIT cards are EVIL.
This is why.
They have drained your bank account, and you will eventually get your money back, but you the big pain is all your outstanding checks will now bounce. Cable, phone, etc. will all hit you with NSF check return fees of at least $25. You will probably not get these charges returned. You will spend lots of time on the phone with all these vendors and your bank.

With a CREDIT card, when someone racks up phony charges, you dispute them, and do not pay them. End of story and end of hassle.

Moral of the story - only use CREDIT cards, and then pay them off in full.
Either that, or create a separate bank account just for your debit card, and transfer money into it only as required.

Sorry for you, but hopeflly others can learn from your pain.
12-25-2003, 02:30 PM
snowsprite

I'm so sorry to hear this! What a jackhole to do this to you. Remember, what goes around comes around. I really hope this works out for you somehow though. Hang in there...
:-(
Sprite
12-25-2003, 02:36 PM
truth

X...major league PITA...sucks bigtime. Do not slack on following up with all your accounts, CC's etc as identity theft can fuck you up bigtime. At least there's 3 feet of pow on the way.
12-25-2003, 02:57 PM
skibe

Holy shit I just typed up the longest response I could muster and the fucking thing kicked me out when I tried to submit it. Ill go with the sort version this time.
I have some experience with this since last march we had a vehicle stolen out of the garage along with my wifes purse and all credit cards,debit card and checkbook. Oh yeah her drivers license too ( nothing like making it easy for the bastards) tomm. at nine am when you are standng in line at wildcat you will call your bank and withing 15 minutes you will be rolling They will "flag" your old account and open a new one. Get a file folder titled "fraud" ready to go beacuse you are about ready to experience a great deal of collection agency phone calls wondering why all these checks are bouncing. When you are done taking out your frustration at Alta you will go to your bank and sign an affidavit stating you were the victim of fraud. This is what the collection dicks will be looking for to take you off the hook. Make sure you keep good records of all correspondence with these people including fax receipts stating that you have sent and they have received your affidavit 3 or 4 times beacuse these people are not the brightest star in the sky sometimes. This is criminal so call the police and see about a police report. Mine was a little different beacuse along with the purse they took my car so a police report was a no brainer. your bank will give you the number to call trw and equifax and they will flag your account and they will call YOU anytime somebody is trying to get credit in your name. in 6 months or so don't forget to order your credit reports to make sure they are not dicked up. The girl that was using my wifes identity was finally caught at a kinkos making more bad checks. She had some serious issues besides being a crack whore and I just got news from the detective she is in prison for 2 years for a pelethra of shit. The good news is beacuse she was caught I now have her address and name. I am trying to think of a nice way of approaching her when she gets out. I figure a shot to the back of the head with a baseball bat is a little harsh but none the less I will have something for her.:mad: Keep smiling
12-25-2003, 03:19 PM
ak_powder_monkey

Thats the one good thing about having no money, I can't get any money stolen

Xover that sucks monkey dick, I hope you find that fuck and give him a nice Christmas Present (as in ass whopping)
12-25-2003, 04:46 PM
rossi BC bitch

um my christmas WAS GREAT! thanks to your bank account. THnaks prace out.
12-25-2003, 07:20 PM
roll-gybe

I had my identity stolen about 12 months ago. There are some things you can do, although it's not exactly a party in meathelmets.

Call all 3 credit bureaus (experian, trans something, and something else). You need to inform them of the situation, they will put a stop to pre-approved credit. For me it stopped someone from buying a dell computer, and then it stopped someone else from buying a HOUSE.

Then call the FTC's fraud prevention line - your credit card company has this #. They won't actually do anything b/c this is so common, but it helps them with the big rings. It also creates a paper trail, which you will need.

Then call the local police and fill out a report, which you will need as a record. When the theives strike next, it will be YOUR burden to prove it is not you.

Then just wait and see. I don't know if your bank accounts are insured. You may already know this, but your checks contain all the information needed to wipe you out. Give the theives the year of your birth and then they can lever you up too. I don't like checks - too much information on the bottom with those numbers.

Good luck. This reminds me that I need to go back and make sure I haven't purchased any sooped up honda civics or houses lately. This is going to be a pain in your ass for a long time. Sorry - join the club.
12-26-2003, 02:54 AM
G

Quote:

For me it stopped someone from buying a dell computer, and then it stopped someone else from buying a HOUSE.

Holy crap!
did they catch those people in the act?
12-26-2003, 11:36 AM
roll-gybe

They (the FTC, FBI, and local police) don't really care to catch anyone. The person who tried to buy a computer lives in apt 4c on East 138 St, NY NY. How about that? I called every law enforcement agencies, but they don't care to bust one dude, they only want the big fish who distribute stolen identities by the thousands.

I have a lot of detail about the guy who tried to buy the house, but once I obtained it, I was already aware that the law didn't care. I told the cops, but didn't waste too much energy.

The whole identity theft thing is a real ratfuque.
12-26-2003, 12:43 PM
Tippster

Quote:

Originally posted by roll-gybe
...The person who tried to buy a computer lives in apt 4c on East 138 St, NY NY. How about that? ...

If some bastard tried to steal from me, and I knew their address, I would ensure that they'd get inundated with mail/products they didn't want. Fill out those "Sweepstakes" cards they have in Chinese restaurants. They'll be swimming in junkmail in no time.

Ask Rogaine, Levitra, et al. for more information. Sign them up for magazine subscriptions (especially gay porn) and have them bill "you."

Find out their phone # - since you know where they live - and crank call at all hours of the day. Post this story and their name/address/phone # on as many internet sites as possible. Alert Howard Stern - he'll get some of his idiots pestering this dude as well.

Sorry, but payback's a BITCH.:mad:
12-26-2003, 08:12 PM
roll-gybe

the part about howard stern is a great call.

i'm not so sure about ordering gay porn on my own credit though!

My roommates recently signed me up for a bunch of junk mail (there was a pretty funny joke going on). they are now both members of the Nation of Islam, and they recieve plus-size lingerie catalogs.

Afterthought: the reason i havent fuqued with the guy is that he can really break me if he wants to. i'm hoping that he got scared when he tried to buy the computer, and is now stealing a different person's identity. if i pss him off, who knows what will happen to me.
12-26-2003, 10:51 PM
BobMc

Quote:

Originally posted by roll-gybe
They (the FTC, FBI, and local police) don't really care to catch anyone.

Ain't that the truth. (real truth, not the boardmember)

Our apartment was broken into about a year after we moved here. Among other things they stole three books of checks.

We made a police report when we discovered the burglary. (We were on a houseboat on Lake Powell when it happened.)

Soon our checks started showing up all over town. We received a telephone call from a grocery store. Someone had attempted to pass a check but walked out when asked for ID. They had this person on video. I called the police gave them the case number and this information.

Soon more and more checks started coming back. Over the course of a week or so I attempted a bit of investigation myself. I started calling the places that had taken my check. After about a week I got a check back from a chinese restaurant. I called the place and asked them about. Turns out it had been a delivery order. I eagerly asked them if they had an address, sure enough they did.

At that point I hit the internet and found the telephone number to this address. I called up and immediately asked the person who answered why they were passing my checks all over town. "That was my roomate!" the woman stammered out. I politely told her, "that's ok, the police will straighten it out."

I called the police and told them my new information. Two weeks later I get a call from them asking the name of the grocery store. I tell them.

I call back a week later and it seems they were too late getting to the grocery store, they had taped over the tape. I asked them about the delivery. Apparently the had gone over there and questioned somebody to no avail. And that was the end of their involvement.

Anyways, yeah Cross, it sucks. My wife was making trips to the bank just about every day. As people have mentioned you have to get an affadavit of forgery on EVERY check. Hopefully they haven't written too many. We ended up having over 40 checks written on our account.

It's really amazing how easy this is for the people that do it.

BobMc
12-26-2003, 11:04 PM
TJ.Brk

Re: To the Friggin Fraud that emptied my checking and savings account on Christmas Eve ..

Quote:

Originally posted by Xover
... you best just hope I don't find ya; that's all I got to say.

Short version. Go to Dan's today to buy some chow with my debit card. They say the account no longer exists. What?? Come home and check my account on the net and see that some friggin thief has somehow gotten my account number, printed checks (with wrong address, phone number, etc.) and has been writing them for the last week. My checking and savings account have been more than emptied. Bank is closed since I didn't figure it out until late this afternoon.

So pissed!!! Thank God pow, pow is coming soon to cleanse my soul. Sounds like Friday morn is gonna be the sickest, deepest morn in awhile and I'll prolly miss most of cause some schmuck dicked me and now I gotta go deal with it. :mad:

Anything like this ever happen to anybody here before??

Yep I had something similiar happen to me. In 1988 at Camp Pendleton my wallet got stolen at the JRC (Joint Reception Center) before I shipped out to Okinawa. I really didn't think anything of it. I spent darn near 2 1/2 years over seas. Durning Gulf round 1, I got a chance to call home. My mom told me that the Sheriff was at the house the day before with a warrant for my arrest and with papers to take me to New Jersey to stand trial for attempted murder. Seems the dickhead that stole my wallet went around the country impersonating me. The following is what he did.

1. Got loan out of Dallas Texas for 5K
2. Got 4 student loans for a JC in Phili
3. Got a DUI
4. Got a speeding ticket in Iowa
5. Had an affair with a married woman in New Jersey. Wife moved out of the house and in with the guy pretending to be me. Husband came over. Guy pretending to be me went back to husbands house and beat the living shit out of the guy with a baseball bat, putting him into a coma for 2 weeks. Guy pretending to be me fled after being released on bond. Guy pretending to be me was 5'8" 172lbs black hair and brown eyes. (I was 6'5" 225 at the time with blonde hair and blue eyes).

*NOTE* dumbass NJ cops never sent the info into the federal system. Since there was a war going on they would have found out that this idiot was using someone elses ID

6. Husband that got the shit kicked out of him tried to sue me in 1992 for 3.5 million large (suit got thrown out, duh)

So ya I feel your pain. And to this day I'm still dealing with ITT financial out of Dallas for that stupid loan. They are still trying to claim it was me.
12-27-2003, 11:20 AM
road trip

(with wrong address, phone number, etc.)

I hope you followed up on these clues... and arrived with baseball bat in hand.

Good luck, man... and give him a shot from all of us.