I recently switched jobs and also insurance. I injured my knee last December mountain biking (not enough to stop me from riding/skiing) that hasn't fully healed. I went to a doc a couple of months ago (under my old insurance) and was MRI'd. MRI results say I have a torn meniscus. I got a second opinion and that doc told me to wait a while before jumping into getting scoped (there are other things in the MRI that indicated some bone injury as well).
My question is, with the job/insurance change, am I covered under my new insurance for an injury that occurred under a my old plan?
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08-08-2007, 08:06 PM #1
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Job/Insurance change and pre-existing injury?
Because rich has nothing to do with money.
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08-08-2007, 08:25 PM #2
It's got electrolytes!
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As long as your new insurance is through your new employer then it will be covered. Group health care plans through businesses aren't allowed to exclude preexisting conditions.
I think that the human mind is unique among all other forms of life in that it can spontaneously create unique thoughts and provide unique behaviors. Instead of rewarding that uniqueness we, for some reason probably because of cultural and social necessity, we chastise unique behavior and reward conformity.
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08-09-2007, 12:16 AM #3
Blaow!
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just wanted to say, nice signature ^^^^^^^^
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09-04-2007, 05:42 PM #4
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Group plans most certainly can (and do) exclude preexisting conditions - but only if you had a lapse of coverage in there of more than 63 days. They will probably check but you should be good-to-go unless you rolled a 90 day waiting period with no interim coverage at your new job.
Originally Posted by SnowRider4Life
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