High Interest Savings Accounts

**warthog** · 12-31-2006, 01:51 PM

I know it has been covered before, but I am looking at these now.

I see one through Amtrust for 5.30%

Anyone else using these, and what rates are you seeing?

**elchupanebre4** · 12-31-2006, 02:12 PM

I have an Emigrantdirect one, no problems whatsoever, it takes a ahile for transfers to move through the system, but even thier customer service responds within a few hours. It earns 5.05% APY (so like 4.93%) and hasn't dropped big time like some of the other introductory rates sometimes do. I think Etrade has one with the same yiled as well, and ING with a but less, there was some page that listed all the accounts and thier rates on the web that I found through google, if you can find it it's a huge help.

**bagtagley** · 12-31-2006, 04:31 PM

Citi does 5% and has a $25 bonus for new accounts.

**IGigron** · 12-31-2006, 04:37 PM

GE has one for 5.3 also but minimum amount is something like $15K. Treasuries are an alternative as well if you have $1000.

**smmokan** · 01-01-2007, 12:02 AM

I've got ING Direct, and I think the rate is around 4.7% right now. The minimum is like $250, and you get a referral bonus of $25 if someone refers you. I've setup a few others on the board here, let me know if you're interested.

**Obstruction** · 01-01-2007, 11:25 AM

www.bankrate.com

Well recognized source for reliable info. You can compare all of the best deals there.

**goofygrin** · 01-03-2007, 05:09 PM

I use emigrantdirect (5.05% APY).

I looked at rate chasing to one of the 5.3%'ers out there (there are a couple), but I'd only get a hundred or so in extra interest over a year and I didn't feel like going through the hassle for that.

So far, Emigrant's been good to me, and I basically keep all my money in there, just transferring money to my chase account to pay bills.