If you decide to arm yourself in your car don't get caught speeding!
On a more serious note I feel as long as everyone in the house is taught and has learned to respect firearms there's no reason not to have a shotty for home defense. I wouldn't suggest a rifle or handgun for the same reason others have listed. You're much less likely to blow through a wall with some heavy birdshot than you are with a highpowered rifle/handgun round.
That said I'm a skeet shooter and occasional hunter so we have a bunch of shotguns locked up in the safe in our house but it's so far away from the bedroom that I'd have a hard time sneaking past the thieves to get to the guns. If you wanted to use it for home defense I'd get a small safe and keep it in the closet or just keep a trigger/action lock on it so that you could get to it quickly.
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