skiing w/o insurance?

[watersnowdirt]

get health insurance. no question about it. just take a survey of the percentage of injuries on this board, and you'll see that at a certain point when you take part in certain activities for long enough - and hard enough - the chances of something happen keep going up.

[Theodore]

Originally posted by Rascal King
You live in the US of A so you are fuked!!!!

C

How'd this thing come back to life? I got the Fortis, but it expired 2 weeks ago. At least I had it for last season. Been talking to the family lawyer and apparently in my dad drafted his will so that health care is covered by it until the end of 2006. So now I need to find some. Time to do some boring-as-hell-but o-so-important research. Don't want to do without it. The thought of those surgeries w/o it, puts it into perspective.

[Blurred]

Originally posted by Rascal King
You know whaat? I don't care. I love public health care in Canada. I feel for you punters in the US.

Please send me a check then, thanks.

[13]

Originally posted by Rascal King
You know whaat? I don't care. I love public health care in Canada. I feel for you punters in the US.

I'll take a flat of Kokanee while you're at it. Make sure it's cold.

[LAN]

Definitely get health insurance. All it takes is for some dumbass to crash into you ...

Here's a little breakdown for you:

1 hospital urinal = $7
1 pair of scissors to cut bandages in the hospital = $32
1 roll of kling gauze = $4

The prices of even the little things, without health insurance, are astronomical at best. It would surely suck for all of your savings to go down the drain if you got injured.

[Theodore]

Next time I'm at my mom's house I'll see if I can dig up the itemized bill for my 1st knee surgery. IIRC, the drill bit they used on me was $2000.

[Theodore]

Oh, and $127 worth of warming blankets.

[Rascal King]

Originally posted by BlurredElevens
Please send me a check then, thanks.

Hell no!

[hardrider]

I didn't have any insurance this past winter and it was always in the back of my mind. Whenever I stood on a sketchy line (sketchy for me anyway) I thought about how much a fuck up could cost me. I never backed out of a line just for that reason but I was constantly thinking about it. Watching "The Junkshow Diaries" and seeing that broken neck really makes you think about how easily you could have bills that would choke a horse if you weren't covered, scary.


But there's a good chance I won't ahve any this winter either.

[wuhair]

You should get insurance. this freakin newbie boarder ran into me at whistler last year, i rolled off trail and fractured one of my vertebrae. the total bill was $15k and that was only cause it was in Vancouver. In the U.S. it would've cost over 50K for surgery etc.

Luckly i'm okay and will be skiing again this winter.

[Theodore]

I've been doing some lookin around, and I'm sure it'll go up once they see my specifics, but Anthem in CO, doesn't seem too bad at all. For BCBS Colorado Blue Preferred, I was quoted $105.40 per month with an 80/20 copay, and a $500 deduc, $1000 max out of pocket. Looks like it might be worth looking into for some of those out there. It would be $1264.80 a year for a non smoking Summit Co. resident.

Check it out for yourself, and you can probably do the same thing for other states.

https://seca.anthem.com/ratequote/app

Ted

[Trackhead]

You can always rot some teeth out from too much meth use. Beat your wife/girlfriend, get her pregnant multiple times. Go on unemployment and disability. Then you are good to go.

Shazamm!!! Free health care for losers. Everybody else pays out the fucking ass. Then our taxes go up to pay for all the invalids health care. Meanwhile, honest, hardworking folks struggle to pay their healthcare premiums that are rising about 12-14% a year. All the while working full time to pay for it and only seeing costs rise and benefits decline.

That's what all my patients in the ER do. Yes, it makes me angry.

[Trackhead]

Sorry, didn't answer your question.

Get BCBS with about a 1,000 deductible. Should be about $100/month like the others said.

And when you fill out the application, don't tell them about your knee unless another doctor has already seen you for it. Otherwise it could be considered a pre-existing condition.

Pre-Existing Condition= Just another way for big corporate crooks (otherwise know as private health insurance) to bend you over and give it to you without lube.

Vote healthcare reform in '04.

[freshie247]

Good Thread,I need to get on this!

[the Jay]

13, are you coming back this year? If so you can buy Utah BCBS valuecare insurance for about $100 a month.

[kneedropper]

If you're on a tight budget, try to locat major accident insurance. I think I paid something like $300 for 8 months and it saved me after suffering a compression fracture in my lower back. The deductable was up there around $1200, but after that they coverd the remaining $12,000 in bills. The coverage would not pay for a visit for the flew, but it was more than half normal insurance. I was also considering spending the insurance cash on gear and ended up feeling very happy I went with the coverage.

[H-man]

First of all, I will say that you should have insurance. It is un-responsible to not have it IMOP. I have learned this in my later years.

Secondly, before I learned this, I spent a season ski bumming in Austria. I was able to buy insurance that covered me only when skiing. If I was walking to the lift and slipped on the ice I was screwed, but if skiing I was covered. This was back in 1988 I think so the details are no longer with me.

Point being, if you really can't get real insurance, look into coverage while skiing only. Good Luck.