Now that I got your attention:
I'm have some questions about Short Term Disability, COBRA, health insurance, and unemployment benefits. Sorry, not herpes.
I had some serious back problems early this year. I took a few months off with unpaid FMLA and did a long rigorous Physical Therapy program. With this time off, I ended up burning up all my FMLA for the year (12 wks). I went back to work, 100% and worked three months full time.
Then, on June 30th, my L5/S1 disc splattered its guts all over my spinal cord.
I've been out two months trying to get rehabilitated and avoid surgery.
I filed medical leave/hardship paperwork for medical leave since I don't have any FMLA left.
I filed STD paperwork in early August once the MRI results came through and my Dr. told me I wasn't going back anytime soon. HR initially "lost" the paperwork, and filed it a week ago after inquiries on my end.
On Friday the 27th, I got a voicemail from HR saying that on Tuesday, the 31st I would be losing my health insurance and I would go to COBRA.
Does any of this sound Kosher?
No payments yet from STD... will these be retro-active?
Can they push me to COBRA while on Short Term Disability? Who pays for this, it will be difficult for me, I'm now broke.
On a slightly different matter:
I have fears that my company could be going out of business... I don't know when, but I wonder if this is part of their scheme.
If I'm on disability OR when I'm on COBRA (and not collecting disability) can I collect unemployment benefits?
How does this all work?
My company is not teh funny. They is sinister.
Thanks.
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