The threshold had been 75%, but with the pandemic and the admission flexibility it brought, it was dropped to 50%, so they had some breathing room to self-select test takers, but still avoid the penalty adjustment on the scores.
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USNWR college rankings are just that, rank. That's been known for some time.
Other resources for college evaluation include:
https://www.princetonreview.com/coll.../best-colleges
https://ncsesdata.nsf.gov/profiles/site?method=ranking
These require more thought, are not strictly ordered and the nsf site allows sifting through lots of different measurements.
Anyone having experience getting a college student their first credit card? I'm trying to help my nephew navigate this, he'll be a freshman in the fall. Looking for something with a tiny credit limit (like $200/month) and a not-too-predatory rate, though I'll yell at him about not carrying a balance.
Do these cards have any level of parental access? There won't be anyone co-signing, but it might be good to have the ability to make sure he's not running amuck with V-bucks or whatever.
Yeah, it needs to constantly be stated that the card is not a means to buy things that you don't currently have money for. Instead, it's a means to not have to use cash, to build credit, to simplify your spending (pay monthly vs as you go), to be less susceptible to theft/loss (easier/safer to carry a card than $100), etc. Balances must get paid in full every month.
Most banks/CUs will let you open a low limit card if you load it up first. At least in my experience as an immigrant-with-no-credit-history.
What was the outcome of this thread? I'm a Texas A&M and Queen's (Ontario) alum for engineering/business and my insight is that your degree means shit and it's entirely about the network you get out of it.
Thanks all, seems my sister has found something at Navy Fed Credit Union that looks like a good choice; it's a starter card that requires a cash deposit up to the value of the credit limit initially, then if things go well for several months, the training wheels come off and it becomes a normal low-limit credit card.
Will definitely make the point about carrying a balance. Maybe I'll show him some spreadsheets, that should be a good bonding activity
One interesting thing is that since so many kids run their lives with Venmo it's fairly easy for them to understand the idea of credit/fake money being backed by real money. In that regard they are way ahead of their parent's generation.
First credit card I got as a college student I immediately went out and bought $1,500 worth of rock climbing equipment. Had no plan to pay it back any time soon. Still one of the best decisions I ever made.
I get this; when I moved right after college I bought a few things for my new house when I had no money. I made the conscious decision that having those things for 6 months and paying a small premium was better than saving up for 6 months and going without. But it's super easy for a young adult with no sense of finances to make that argument to themself about everything they buy, and before they know it, they're burdened with tons of debt.
I recall my first weeks of upstate college in the mid 80s and my first ever ATM card.
Never used or even saw one before. Previously all banking was done face to face with a teller or the drive up tube machine.
Now
You just walk up, put the card in, push buttons and get beer money?!?! Any time of the day or night?!?!
Amazing and life changing. (Liver damage and weight gain)
Bumping this with an update!
She got accepted (Early Decision) to Colorado College. She loves the school and we are super happy for her.
She applied with a ~3.9/4.2 gpa (unweighted/weighted). She’s a strong applicant with tons of great experience (athletics, volunteering, leadership). She’s a strong applicant who only had 3- B’s in her entire HS transcript, and all of those were during covid-homeschool in Spanish.
In a way I wish she would’ve applied to a couple of reach-schools (Brown, Cornell, etc) but she loves Colorado and CC feels like a great fit.
She feels a little silly to not be going to a a D1/2 running school, but I think she made the right decision. She had a few offers from D1 schools, but she doesn’t want running to necessarily shape her college experience.
We couldn’t be more proud (or relieved).
Annnnd she’s only a 5-6 hour drive from home!
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Awesome! As long as she's in an environment that that allows her to thrive in multifarious ways, it's gonna be a great ride!
Congratulations to everyone! Sounds like she’s got a good head on her shoulders.
Bonus for the parentals in having her relatively close.
Mine is doing applications now and those east coast schools don’t sound so good to mom and dad. But it’s also not our journey so we’ll see what happens.
Yew! Go Tigers
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Way to go! ‘01 alum here. I can’t recommend enough and wish her the best. Take advantage of all the opportunities afforded.
So stoked. Not only did she get into CC (her first choice) we also just found out that she is the recipient of the El Pomar Scholarship; a 4-year full ride!
Unreal!
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FKNA! congrats!
That is fantastic TT
By the way, JCPenny has a sweet sale currently on dorm bedding, pillows and the such. Just outfitted the kiddo.
SWEET TT!
Couldn’t you get the kid some nice stuff, since she got a full ride. Sheesh
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Go Tigers
Bumping this. Dropping her off at CC in a few days. I really couldn’t be more proud of her; she’s an incredible person and I can’t wait to see what she does.
I’m just sad because I’m gonna miss her so much. I don’t generally cry at all, but I’ve shed a lot of tears the last few days
If anyone has any advice, I’m all ears.
Otherwise, that’s all I got.
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Bring tissues
Dropping only child off Wednesday am. Been cramming things in this last week. Dinner and Beck in concert tonight. It’s been a great ride watching her grow up. Tears, yup
^^^VIBES^^^
Our youngest is starting her 2nd year at the community college 35 miles across town other side of Raleigh. She has decided to go in on an apartment with a friend from high school who's going to the other local tech school. We were hoping she'd finish the tech program living at home and saving money.. but I can totally relate to her wanting to move the fuck out after spending 19.5 years here never leaving for more than a week.
Oldest is leaving for his senior year at Oklahoma tomorrow (helping lil sis move today.. good kid that he is).
So phase I of Empty Nest is staring us straight in the face right now. All good though, the one who can handle things on his own will be fine on his own and the younger one is still close enough that we can easily assist in emergencies like when her 2008 Honda Fit won't go. Close call with that last week, Code PO498 EVAP signal but it cleared after she refilled her tank so probably loose gas cap.
Good news is youngest is looking at App state as 3rd on her short list after the associates program so.. I might have a couch to crash on there to get the goods when it dumps there.
Mine drove back today. We did a dad/daughter three day backpacking trip in Indian Peaks together, walked 8 miles out yesterday then met my wife/her mom for a mtn bike ride, then packed her car last night. Tough, tough, tough to see her go.
But she loves where she's going, her friends, her classes and her life. Car loaded up with skis and bikes and camping gear and a guitar and climbing gear etc. She and a friend are even overnight backpacking day after tomorrow. Same place your daughter is heading, as you know. Mine loves it, yours will too.
Hard on us for sure, but so incredibly great for them.
Good luck with drop off - to you and all the Mags waving goodbye this week.